Getting Started: Commercial Internet Banking Overview 7 Various types of payment methods are offered through Commercial Mobile and Internet Banking, including wire and ACH transfers. Though they are both quick electronic payments, wires are the fastest way to transfer money between accounts. ACH transactions are done using a batch process, and funds are generally not available until the next business day. Please call us at 505-889-7755 (800-347-2838 outside the Albuquerque area) for a full list of wire and ACH fees or if you have any questions. Business Internet Banking Transaction Types Type Description ACH Pass-Thru Upload a NACHA-formatted file. ACH Payment Send a payment to one recipient. ACH Batch Send a payment to several recipients. ACH Collection Receive a payment from several recipients. Domestic Wire Send a wire to a recipient within the US. Send a wire to a recipient in a different International Wire country. Send payroll to several recipients. If a Payroll recipient has more than one account, you can split that payment into several accounts.
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