Enjoy tax advantages with our Traditional Individual Retirement Accounts (IRAs). With a Traditional IRA, you receive tax-deferred earnings until they are withdrawn, plus potential tax deductions. When you can get started with as little as $5 for an IRA Savings account or $500 for an IRA Share Certificate and contribute automatically from your payroll, there’s no reason you can’t start saving for a comfortable retirement today. If you’re age 50 or over, you can make additional $1,000 catch-up contributions.

Roth IRA accounts help you prepare for a healthy financial future in your retirement years. Roth IRA contribution amounts are not tax-deductible, but your earnings are tax-free! With the option to set up convenient, automatic payroll deductions directly to your Roth IRA, saving for retirement is easy. Open your Roth IRA Savings account at Nusenda Credit Union for just $5, or your Roth IRA Certificate for as little as $500, and you can add your spouse too, even if they’re not earning income.