Make the most of your everyday purchases!

Earning rewards is easy and convenient! During October, November, and December, members who use their Nusenda Visa Platinum Rewards and Visa Platinum Cash Rewards credit cards will earn three bonus points or 5% cash back, respectively, for every dollar they spend on gas stations, Amazon, and home improvement store purchases.

(You can earn up to $75 in bonus cash or 4,500 points per quarter.)

*Quarterly rewards categories are subject to change, dependent on current market research. If quarterly rewards are updated, they will go into effect prior to the quarter they are offered.

Benefits

You’ve come to the right place to make the most of your credit card rewards

No annual or balance transfer fees

No matter which card you choose, there’s no annual fee.

Low APR intro rate

Platinum Rewards and Platinum Cash Rewards Credit Cards — 5% APR Intro Rate* for all Balance Transfers (first six cycles after card opening).

Contactless

A simple tap of your credit card on checkout terminals with the contactless symbol, and your payment is made quickly and securely.

Credit Card Benefits

Roadside Dispatch®

Provides emergency roadside assistance, towing, and locksmith services, 24 hours a day, seven days a week. Pre-enrollment is not required. Simply call Roadside Dispatch toll-free at 1-800-847-2869, when you need them. Certain terms, conditions and exclusions apply

See full details here


Auto Rental Collision Damage Waiver

Save money by saying no at the counter, rent a vehicle with your covered Visa Platinum, Visa Platinum Rewards, or Platinum Cash Rewards Credit Card account and you can receive built-in Auto Rental Collision Damage Waiver coverage.

Certain terms, conditions and exclusions apply. For coverage to apply, you must use your covered Visa Platinum, Visa Platinum Rewards, or Platinum Cash Rewards Credit Card account to secure transactions. Please refer to your Guide to Benefits for further details.

See full details here

Travel & Emergency Assistance Services

Call anytime for travel or emergency assistance, available for covered Visa Platinum, Visa Platinum Rewards, or Platinum Cash Rewards Credit Card cardholders from anywhere in the world.

Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.

See full details here


Price Protection

If an item you purchased with your covered Visa Platinum, Visa Platinum Rewards, or Platinum Cash Rewards Credit Card account and/or rewards program associated with your covered account, is listed at a lower price in a print advertisement within 60 days from the date of purchase, you can be reimbursed up to $500 or the difference in price. 

Certain terms, conditions and exclusions apply. For coverage to apply, you must use your covered Visa Platinum, Visa Platinum Rewards, or Platinum Cash Rewards Credit Card account and/or rewards program associated with your covered account to secure transactions. Please refer to your Guide to Benefits for further details.

See full details here

Extended Warranty Protection

Extend your U.S. warranty’s time period when you use your covered Visa Platinum, Visa Platinum Rewards, or Platinum Cash Rewards Credit Card account and/or rewards program associated with your covered account for your eligible purchase. Extended Warranty Protection will double the time period of coverage to your existing manufacturer’s U.S. warranty up to one additional year on eligible warranties of 3 years or less. The maximum coverage limit is $10,000 per claim and $50,000 per cardholder.

Certain terms, conditions and exclusions apply. For coverage to apply, you must use your covered Visa Platinum, Visa Platinum Rewards, or Platinum Cash Rewards Credit Card account and/or rewards program associated with your covered account to secure transactions. Please refer to your Guide to Benefits for further details.

See full details here

 


Visa Account Updater

 

Save your Visa Platinum, Visa Platinum Rewards, or Platinum Cash Rewards Credit Card for things like bill payments and online purchases — and we can update your payment info automatically when it changes and your card is re-issued.*

  • Skip the hassles of updating your payment info
  • Avoid declined payments
  • Prevent service interruptions

Save your card today and enjoy simpler updates with many billers and merchants. *Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle.

See full details here

 


Digital Wallet

Put the power of paying on your mobile device. Safely and securely enable Mobile Pay by using your Nusend Credit Union debit or credit card(s) for Apply Pay, Samsung Pay, Google Wallet, or Garmin Pay. 

See full details here

Visa Secure

As a Nusenda cardholder, your online transactions are protected with Visa Secure. Visa offers enhanced security for online purchases to simplfy the experience while protecting you from fraud. 

See full details here

Credit Score

At Nusenda Credit Union, we want to help you build financial confidence and take control of your credit. Now with Credit Score, when you log into Mobile or Internet Banking and opt in, you can check your scroe as much as you like without every impacting your score.

See full details here


Visa's Zero Liability

The Visa Zero Liability policy provides you with protection against unauthorized charges made with your account or account information. Should someone steal your Visa card number, you pay nothing for their fraudulent activity. This policy applies to any item purchased with your Visa card or card number including purchases made through the Internet. If you notice fraudulent activity on your card, promptly contact your card issuer to report it. It is important to continually monitor your monthly statement to identify any unauthorized transactions. Your cardholder agreement defines unauthorized transactions. Visa Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use.

See full details here

Cardholder Inquiry Service

Provides card-related assistance, including general Visa inquiries like finding an ATM, and all account-related questions. Easily access by phone, email, or chat. 

See full details here

Global Customer Assistance Services, Emergency Cash & Card Replacement

For every road traveled, Nusenda and Visa are here to help. Travel with confidence knowing you can quickly contact us about benefits, card information, and card and cash emergencies. Live support and fast response are available 24/7/365 around the world via phone, text, secure email or chat.*

See full details here


Concierge Services

Now you can get assistance with travel and restaurant reservations, gift arrangements, event tickets, business services, and more—24 hours a day, seven days a week. Concierge* Services is just one of the many benefits that you can take advantage of as a Visa Platinum, Visa Platinum Rewards, or Platinum Cash Rewards Credit Card cardholder. To learn more about Concierge Services, contact us at 1-800-895-8518, or call collect outside the U.S. at 1-804-965-8400.

* Certain restrictions and limitations apply. The costs for goods or services purchased through Concierge Services are the cardholder’s responsibility.

*Platinum Cash Rewards only benefit.

S ee full details here


Sofar Sounds

Use your Visa Platinum, Visa Platinum Rewards, or Platinum Cash Rewards Credit Card to get access to 7-day Visa Exclusive Presale opportunities to select Sofar Sounds shows plus a free ticket per show with purchase of one or more tickets.

Offer Terms apply.

See full details here

Credit Protector

Under the Credit Protector programs, your loan balance may be canceled, or your monthly loan payments canceled without penalty or added interest. You benefit from the peace of mind knowing you, your credit rating and family are protected. 

See full details here

Simplify your finances with a balance transfer

Take advantage of a great low introductory rate on new balance transfers to help manage your debt. All new Visa credit cards offer a 5% APR Intro Rate* for all balance transfers (first six cycles after card opening).

Why Interest Matters

If you pay your balance in full, a credit card’s annual percentage rate or APR doesn’t really matter. But if you don’t always pay in full or spread payments over time, the interest rate is a main factor in deciding between cards. For instance, some cards offer teaser rates with incredibly low interest—or even no interest—for a specific timeframe, like six months. After that, a higher rate comes into play.

Credit Card Rates