Overdraft Protection

At Nusenda Credit Union, we understand that mistakes can happen when it comes to your personal banking. That’s why we offer options that provide a safety net for those occasional mistakes, like when you have insufficient funds in your account to cover a payment.

With checking account Overdraft Protection, you can opt to use funds from a personal line of credit, a money market account, or your savings account to cover a checking account overdraft. Your credit union also offers Courtesy Pay for qualified members (more information below). 

Courtesy Pay

Add extra overdraft protection for your checking account or debit card with Courtesy Pay. Courtesy Pay is an overdraft protection on your checking account that allows Nusenda to cover your insufficient fund items on debit card purchases, point-of-sale (POS) transactions, ATM withdrawals, and check and ACH transactions. This service covers most transactions and insufficient funds up to $500.

Courtesy Pay can help you avoid additional charges from merchant collection companies and bounced checks, and it can also help protect your credit rating. Courtesy Pay is overdraft protection that covers bills that you automatically pay from your checking account and electronic and recurring debit card transactions.

Sign Up for Courtesy Pay

Interested in adding this extra overdraft protection to your Nusenda Credit Union checking account? Visit your nearest Nusenda Credit Union branch or call 505-889-7755 (or 800-347-2838 outside the Albuquerque area).

*With checking account Overdraft Protection at Nusenda Credit Union, you can opt to use funds from a personal line of credit, a money market account, or your savings account to cover a checking account overdraft. Your credit union also offers Courtesy Pay for qualified members.