If you want to limit potential losses while participating in the potentially attractive returns of a market-driven investment but would also like a guaranteed return, an indexed annuity might be worth checking out. 

After keeping interest rates low throughout the first two years of the COVID-19 pandemic, the Federal Reserve announced its third rate hike this year, raising rates by three-quarters of a percentage point on June 15. That follows increases in May and March, which together totaled another three-quarters of a point, and the Fed has signaled plans for additional increases before the year's end.

An individual retirement arrangement (IRA) is a personal savings plan that offers specific tax benefits. IRAs are one of the most powerful retirement savings tools available to you. Even if you're contributing to a 401(k) or other plan at work, you might also consider investing in an IRA.

When Sarah Pekkanen let her son sign up for a free trial of an online educational subscription, she figured she would cancel the subscription before charges began and in the meantime, her son, now 12, would learn math. But she forgot to cancel, and soon the charges started piling up.

Last year, the pandemic changed the way many people shopped. Adobe Analytics, which analyzes data from top retailers, said Black Friday online sales in 2020 soared 21.6% over the year before. And while quarantine restrictions have relaxed this year, shoppers will likely have to contend with supply chain shortages and shipping slowdowns.

Peer and social media influences on children are not news unto themselves, but it turns out these factors are affecting how parents spend their back-to-school dollars, according to a new NerdWallet survey conducted online by The Harris Poll. Here’s how parents are thinking about their back-to-school shopping lists, along with some tips on how to manage the costs and potential frustrations.

In celebration of National Financial Literacy Month, Nusenda is rolling out a great new resource for anyone wanting to expand their personal finance skills.

Maybe you have a system in place for which card to use when, or maybe you use one type all the time. But do you know the difference and when it is more beneficial to use one over the other?

Whether it is an auto loan, a mortgage, a student loan, credit cards, or loans from family or friends, having some sort of financial debt is a reality for most people. However, with some advance planning and resourceful thinking, it doesn’t need to be a point of excessive stress. In fact, some types of loans are helpful to your overall financial well-being – if they’re paid on time and are used sensibly.